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Writer's pictureVaught Tolbert

HOW DRONE INSURANCE KEEPS YOU FAA COMPLIANT

Updated: Jun 21


HOW DRONE INSURANCE KEEPS YOU FAA COMPLIANT

As a farmer or custom applicator using drones, you're already juggling a lot – crop cycles, market trends, and ever-changing technology. Keeping up with FAA regulations can feel overwhelming, but staying compliant is crucial for protecting your licenses and the ability to use this equipment. Protecting your license is where drone insurance comes in.

FAA Violations Will Hurt Your Wallet

The FAA is serious about drone safety. Here's how breaking the rules could cost you:

  • Fines and penalties: Violations can result in hefty fines.

  • Loss of license: Multiple violations could lead to losing your drone pilot license.

  • Lawsuits: You could face significant legal expenses if a violation causes an accident.

  • Reputational damage: Being known as a reckless operator could harm your business.

DRONE INSURANCE: YOUR SAFETY NET

While drone insurance won't prevent you from making mistakes, it can provide financial protection in several ways:

  • Defense Costs: Insurance may cover legal fees if you need to defend yourself against an FAA enforcement action.

  • Liability Protection: If an accident occurs due to a rule violation, liability insurance can help protect you from lawsuits.

STAYING COMPLIANT: BEST PRACTICES

Of course, staying up-to-date on FAA regulations is the best way to protect yourself. Here's what you need to do:

  • Obtain your Part 107 license: You will need this to fly drones legally, which is the first step in getting your Part 137.

  • Register your drone: All drones over 55 lbs must be registered with N #'s.

  • Get your exemptions: You must submit your 44807 to fly heavier drones.

  • Receiving your Part 137 from the FAA is the last piece of the puzzle to legally make the aerial application.

  • Understand Airspace Restrictions: Know where you can and can't fly.

  • Maintain Flight Logs: Record flight details to show compliance after every flight.

Navigating the world of drone insurance and FAA regulations can be a moving target and complex. Working with the right insurance agent and coverage to stay safe, compliant, and will ultimately keep you financially secure while using drone technology.

About the Author

Vaughn Tolbert of VT Insurance Agency
Vaughn Tolbert

Vaughn Tolbert, armed with an aviation management degree and a pilot's license, founded VT Insurance Agency to tackle the specific challenges farmers face with agricultural drones, such as FAA Part 137 approvals and diverse state regulations. Early on, he understood the need for customized insurance solutions and partnered with Farm-I-Tude to provide legal pathways and comprehensive coverage for drone operators. His deep expertise in aviation and regulatory compliance makes him a valuable ally for insuring drone technology, establishing VT Insurance as a leader in the drone industry.

To advocate for sensible drone regulations, Vaughn serves as a national board member of the Unmanned Pilots Association for Safety Standards (U.PASS). His work helps protect farmers' interests while advancing the industry responsibly. Through VT Insurance, he collaborates with industry leaders to ensure farmers have access to cutting-edge technology and the insurance necessary to use drones safely and effectively.

Insuring over 1,000 drones nationwide, VT Insurance demonstrates a deep understanding of farmers' needs. The agency goes beyond selling policies, offering tailored support and practical guidance to empower farmers to build stronger legacies, brighter futures, and better lives for their families. VT Insurance delivers solutions, not just paperwork.


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